Homeownership
Program
Now accepting applications
through
February 24, 2026
How Does it Work?
Some think that Habitat houses are given away or donated. The truth is that Habitat homeowners qualify for affordable loans and make monthly mortgage payments along with property taxes and homeowner’s insurance. Future homeowners are involved in every step of the home buying process - volunteering with our Team, getting to know our staff, and learning skills to become successful homeowners.
Qualified Applicants
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...are willing to partner with Blue Ridge Habitat for Humanity, attend homebuyer education courses and invest sweat equity to prepare for the responsibility of homeownership.
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...have steady annual income that falls within the eligibility range (Ranges are based on Housing and Urban Development (HUD) Income Limits for the City of Winchester)
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...are facing affordable housing challenges like high rent, unsafe conditions, frequent moves or housing instability.
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...have lived or worked in the Blue Ridge Habitat service area for at least one year.
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...don't currently own a home.
Annual Income Eligibility
(Based on family size)
$39,600 to $63,350
$45,250 to $72,400
$50,900 to $81,450
$56,550 to $90,500
$61,100 to $97,740
One
Two
Three
Four
Five
Blue Ridge Habitat Service Areas
City of Winchester
Frederick County
Clarke County
Shenandoah County
Getting Started
Start your application by gathering the documentation listed on the Application Checklist. This includes your past six pay stubs, last two years' W2s, tax returns, photo IDs, birth certificates and more. Once you've gathered all the required documents, the application should only take 15-20 minutes to complete.
Note: Incomplete applications without the required documentation will not be considered.
Print the Homeownership Application or pick up a printed copy at the Winchester ReStore during open hours.
Habitat’s path to homeownership is an in-depth process requiring hard work, time and dedication. This helps ensure the long-term success of Habitat homeowners. You can do it!
Apply today and take the first step toward a brighter future!
The Homes
Current Application Round: Norris Village Phase III
Application Deadline: February 24, 2026
This application round seeks homeowners for 7 homes in the North End neighborhood of the City of Winchester.
If you’re interested in a home elsewhere in our service area, keep an eye out for future application rounds!
Single-family detached homes
2- 3 Bedrooms | 1 - 1.5 Bathroom(s)
1050 sq. ft. (approx.)
Energy Efficient
Proximity to Old Town Mall, restaurants, library and more!
Ready to Submit?
Print the application or pick up a printed copy at Winchester ReStore.
Complete, and submit with copies of all required documents to Blue Ridge Habitat for Humanity by February 24, 2026.
Note: Incomplete applications without the required documentation will not be considered.
Drop off or mail completed application to:
Blue Ridge Habitat for Humanity
Attn: Homeownership Program
443 Millwood Ave.
Winchester, VA 22601
Questions?
Email housing@blueridgehabitat.org
Call (540) 662-7066